Inside content area, use arrow keys or tab to access content
pound sign

£200 cashback

First home, moving home or switching your mortgage to us from another lender?

As a Club Lloyds current account customer you’ll receive £200 cashback when you complete on a qualifying mortgage.

Keep in mind

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Cashback paid on completion through conveyancer
  • Offer can be withdrawn at any time
  • Excludes: Product Transfers and Additional Borrowing.
rate sign

Already have a Lloyds Bank mortgage?

As a Club Lloyds current account customer you could take advantage of an exclusive 0.20% discount off your initial fixed rate, when you switch to a new mortgage deal.

Switch to a new deal

Keep in mind

  • You must have a Club Lloyds current account open at the time of mortgage application
  • This discount does not apply to Negative Equity
  • Offer can be withdrawn at any time.


Icon calculator.

Find out how much you could borrow

Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

Link icon

You’re ready to start viewing properties

You'll find it helpful to apply for an Agreement in Principle (AIP). There’s no charge for this, and no obligation to apply for your mortgage with us.

Icon home.

You’ve had an offer accepted on a property

Please complete an Agreement in Principle with us, then you can either call us on 0800 783 3534, or book an appointment online to speak to a mortgage adviser.

Ticket icon

Don’t have a Club Lloyds account?

Apply today and you could also get

  • 1.5% AER (1.49% gross p.a.) variable credit interest. On balances of £1 to £5,000 when you pay out two separate direct debits each month.

Please note: From the 1st October 2019, we will be changing the interest you can earn on Club Lloyds Accounts. The current interest rate of 1.5% AER/1.49% annual gross variable, payable on balances from £1 up to £5,000, will change to:

  • 1% AER / 0.99% annual gross variable on balances from £1 up to and including £3,999.99 and will increase to
  • 2% AER / 1.98% annual gross variable on the part of any balance from £4,000 to £5,000

Provided you pay at least 2 different direct debits from your account each calendar month. Full details of this change and others can be found in the Guide to Changes (PDF).

  • No fee, or £3 per month. No monthly account fee if you pay in £1,500 each month. If you pay less than £1,500 it will cost you £3 each month.
  • Great benefits. Each year you can choose either 6 cinema tickets, an annual magazine subscription, or annual Gourmet Society membership.

Find out more