Take a quick step towards a great future

To support Pensions Awareness Day, we've been working with our retirement partner, Scottish Widows, to bring you useful tips, handy tools and helpful information that could help you plan for the future and learn more about pensions.

When can you retire?

Scottish Widows handy calculator can show you your potential retirement age and how much you need to save to get there.

Meet your future selfThis is a Scottish Widows link - opens in a new tab

Responsible pensions

What you invest in can make a big difference to the planet. Scottish Widows is working towards making their pensions more environmentally friendly.

Sustainable investingThis is a Scottish Widows link - opens in a new tab

The pension gender gap

In 2020 the average pension gap between men and women was £100k. Find out how Scottish Widows are working to close it.

Closing the gapThis is a Scottish Widows link - opens in a new tab
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The basics

What exactly is a pension? And how could it help you enjoy a more secure future? These videos from Scottish Widows can help you understand the basics.

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Calculate your pension

Use these useful tools and calculators from Scottish Widows to see your pension options or how pension plans can add up over time.

Calculate now

What you can do today

There are lots of things that you can do now that could make a big difference to your future. Below are a few examples of actions you could take today to build up your pension.

Transfer your pensions

It’s easy to lose track if you’ve got more than one pension pot. Make things simpler by transferring them into one pot.

Your transfer options

Overpaying into your pension

If you have spare cash at the end of the month, have you considered making increased contributions into your pension to help it grow as quickly as possible? Your employer may agree to put more into your pension pot if you do this too.

Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.

 

Get help from a Financial Adviser

A personalised financial plan could help you get the sort of retirement you want as well as showing the benefits of pension planning. Our expert financial advisers at Schroders Personal Wealth can help you create one. The initial consultation is free, and you will only pay for the advice if you take forward the recommendations they present in your personalised financial plan. Eligibility criteria applies.

Get expert help

Planning for your future

For more support towards building a secure financial future, please visit our Financial Future Planning page.

Financial Future Planner