Understanding the basics

Whether it's hoping to stay on top of your bills, pay off your debts sooner or save for a dream holiday, taking time to understand the basics of financial planning can really pay off. We've brought together a list of helpful guides, articles and tools to help you master your money.


Learn how to get into the habit of saving and how to make the most of the money you're putting away.

Our guides

Understanding savings

Plan your savings

ISAs explained

Top savings tips

Saving or Investing

How safe are my savings?

Start using Save the Change


From The Money Advice Service


Find out how to stay in control of your borrowing and get back on track when things go wrong.

Our guides

Choosing the right way to borrow

When are loans helpful?

How to manage your mortgage


From The Money Advice Service

Interested in a personal review of your finances?

We offer a free service for new and existing customers, aimed at helping you get the best value for money with us. With a Personal Financial Review, you'll meet a Personal Account Manager at your local branch who will review your Lloyds Bank accounts in advance and talk to you about how you might be able to get a better deal. The review takes about 45 minutes, is completely free, and we might even save you some money.

Financial Planning Tools

Whether you're creating a budget of finding out how much you can afford for a new house, our tools and calculators could help you plan your next step.

Tools & Calculators

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).