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Check if you’re eligible to apply with One Check.

It’s really simple and straightforward. All you need to do is to answer a few questions to get an instant decision. And it only takes about 5 minutes. With One Check, you can:

  • See your estimated credit limit up front.
  • See all the Lloyds Bank credit cards you’re eligible to apply for.
  • It won’t affect your credit rating.

What is the right credit card for you?

View our choosing a credit card guide and video

Balance transfer credit card

Transfer credit or store card balances from other lenders to a Lloyds Bank credit card.

Large purchase credit card

Spread the cost of something expensive over a longer term.

Everyday spending credit card

Manage your day-to-day spend with a low rate credit card.

Find out more about One Check

We want to make choosing a Lloyds Bank credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.

Watch our video to find out how easy it is to use One Check.

Check your eligibility

Your borrowing options

If you’re going to borrow money, it’s important that you choose an option that’s right for your circumstances.

Useful phone numbers

  • Lost or stolen cards 0800 096 9779 (+44 1702 278270 from outside the UK)

  • Credit card enquiries 0345 606 2172 (+44 1702 278 272 from outside the UK)

  • Activation 0800 032 0444 (+44 2074 812 548 from outside the UK)

  • Balance transfers 0345 606 2172 (+44 1702 278 272 from outside the UK)

These lines are available 24/7.

Mobile Payments

You can use Apple Pay and Google Pay to make contactless payments using your mobile device. Device and card restrictions apply.

Apple PayGoogle Pay

Mobile Banking app

Our Mobile Banking app makes your banking fast, convenient and more secure than ever - the easiest way to keep track of your spending.

Find out more about the app

Download the app now

Our mobile banking app is available on the Apple App store  Get our mobile banking app on Google Play

Minimum requirements: Device running iOS or Android. (The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details).