What cards can I transfer a balance from?
You can request a balance transfer from most credit cards and some store cards which display the Mastercard®, American Express® or Visa® logos, but not from loan companies, bank accounts or other Lloyds banking group credit cards.
How long does a balance transfer take?
If approved, balance transfers normally arrive the next working day.
How much can I transfer?
The minimum transfer amount is £100. There’s no limit to how many transfers you can make, but you must stay within the credit limit of your new credit card. You’ll also need to account for any other transactions and transfer fees yet to be added to the card balance.
What’s the difference between a balance transfer and a money transfer?
Balance transfers are about moving credit or store card balances to a different credit card with another provider. With a money transfer, you can move money from your credit card to your UK-based current account.
Want to know more?
To help you understand the benefits, and things to consider, read our guides about balance transfers and money transfers.