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Simply answer a few questions to get an eligibility check decision. It takes about 5 minutes.
We want to make choosing a Lloyds Bank credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.
Watch our video to find out how easy it is to use One Check.
Let us help you choose a credit card that's right for you.
One Check is our credit card eligibility tool that shows you the cards you're eligible for before applying for them.
You'll be able to see which rates and offers you can choose from and your estimated credit limit straight away.
Complicated? No. It’s really easy and it only takes 5 minutes. Just answer a few questions online and let us know how much credit you’d find useful. We'll do the rest, and don't worry your credit rating won't be affected and there's no obligation to apply for a credit card afterwards. One Check will give you an instant decision.
Check your eligibility now.
Applying for a credit card can have a negative impact on your credit score if you’re declined.
One Check helps you to protect your credit score by showing you if you’re likely to be accepted for a credit card before you apply.
You’ll also find out your estimated credit limit.
If you have this information to hand the form will only take a few minutes to complete.
Once you complete the form, One Check will process your details in the form of a soft search. A soft search provides us with an overview of your financial history, which we use to work out your credit card eligibility. The soft search is quick to complete and won’t affect your credit score.