If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

 

about switching

Choose one of our featured accounts

Club Lloyds account

  • Earn variable credit interest3
  • Choose either 6 cinema tickets, a Gourmet Society membership, a magazine subscription or 12 digital movie rentals each year
  • Exclusive offers on Savings and Mortgages products
  • Earn up to 15% cashback at selected retailers4
  • Contactless payments
  • Access to our highly-rated banking app
  • Overdraft facility available1
  • Monthly fee for maintaining the account - Free2 or £3
CLUB LLOYDS ACCOUNT

Club Lloyds Platinum account

  • Earn up to 15% cashback at selected retailers4
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Earn variable credit interest3
  • Choose either 6 cinema tickets, a Gourmet Society membership, a magazine subscription or 12 digital movie rentals each year
  • Overdraft facility available1
  • Monthly fee for maintaining the account - £21 + free2 or £3
CLUB LLOYDS PLATINUM ACCOUNT

Classic account

  • Earn up to 15% cashback at selected retailers4
  • Contactless payments
  • Access to our highly-rated banking app
  • Overdraft facility available1
  • Monthly fee for maintaining the account - Free

CLASSIC ACCOUNT

Platinum account

  • Earn up to 15% cashback at selected retailers4
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Overdraft facility available1
  • Monthly fee for maintaining the account - £21

PLATINUM ACCOUNT

1 All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.

Club Lloyds Account

2 We'll waive the £3 monthly maintaining the account fee in any month you pay in £1,500 or more.

3 Earn monthly credit interest of 0.60% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers./grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a. variable on balances from £1 up to and including £3,999.99, and 1.50% AERAnnual Equivalent RateAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.49% grossGross RateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. p.a.) variable on any part of the balance from £4,000 up to and including £5,000. You won’t earn interest on any part of your balance over £5,000. Just pay out two different Direct Debits each calendar month.

4 Get up to 15% cashback when using your Visa Debit Card at selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.

Not the right accounts for you?

Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts.

Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

  • To qualify for the £100 switching offer (“the offer”) use the ‘Current Account Switch Service’ to switch to a Club Lloyds Account or Club Lloyds Platinum Account between the 09/09/20 and the 09/11/20. The following conditions apply:

    • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close your old account with the other bank.
    • The switch must be into a Club Lloyds Account (£3 monthly maintaining the account fee) or a Club Lloyds Platinum Account (£21 monthly maintaining the account fee & £3 monthly maintaining the account fee) and happen between the 09/09/20 and the 09/11/20.

     You are not eligible for the offer if:

    • You open and switch to any account other than a Club Lloyds Account or a Club Lloyds Platinum Account.
    • Since April 2018 you received a switching offer for switching to a Club Lloyds Account or Club Lloyds Platinum Account.
    • The bank you are switching from does not participate in the Current Account Switch Service. To find out more visit www.currentaccountswitch.co.uk
    1. The offer applies to switches received in branch, online or by phone from the 09/09/20 to the 09/11/20. The offer is subject to change and can be withdrawn without notice at any time.
    2. The offer does not automatically guarantee an arranged overdraft and any application will be subject to status. If your account has an arranged overdraft you will not pay any daily arranged overdraft interest for 3 months.
    3. After 3 months, or if you change your account, you will be charged daily arranged overdraft interest applicable to the account you hold if you use your arranged overdraft. Please see the Bank accounts and switching to us leaflet for full details on arranged overdraft interest. You will have been given this when you opened your account, but if you would like another one, please ask in branch or look at https://www.lloydsbank.com/current-accounts/all-accounts
    4. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
    5. The offer will be paid directly in your account within 10 working days of your switch starting and will appear as a cash credit. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

About our current accounts

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money outside the UK

Applying online is quick and easy, the application process typically takes about 10 minutes.

Features that come with your Lloyds Bank Current Account

 

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.

Switch in seven days

Current Account Switch Guarantee

Switch your account to us within seven working days

Existing current account customer?

Upgrade your account through Internet Banking

Help & Guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Independent service quality survey results

Personal Current Accounts


Published August 2020

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Overall service quality - 1st Monzo - 86%
Overall service quality - 2nd Starling Bank - 84%
Overall service quality - 3rd first direct - 83%
Overall service quality - 4th Metro Bank - 81%
Lloyds Bank, 63%
Overall service quality - 9th Lloyds Bank - 60%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

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