Packaged accounts
Accounts that offer a range of insurance and lifestyle benefits along with all the everyday banking services you rely on.
Packaged account basics
You could save on average up to £486 a year with a Platinum account
Based on average quotes for similar cover included with the Platinum insurance benefits, researched by Consumer Intelligence Ltd in July 2025. Learn more about the value of your benefits.
Lloyds packaged accounts
Feel confident on every journey with bundled cover for your phone, travel and roadside needs.
Club Lloyds Silver
- European and UK Family Travel Insurance up to age 65
- AA Breakdown Family Cover with Roadside Assistance
- mobile phone insurance.
£11.50 monthly fee. £5 Club Lloyds fee refunded each month you pay in £2,000 or more.
Club Lloyds Platinum
- Worldwide Family Travel Insurance up to age 80
- AA Breakdown Family Cover with Roadside Assistance, At Home and National Recovery
- mobile phone insurance.
£22.50 monthly fee. £5 Club Lloyds fee refunded each month you pay in £2,000 or more.
Silver
All the benefits of Classic, plus
- European and UK Family Travel Insurance up to age 65
- AA Breakdown Family Cover with Roadside Assistance
- no fees from us when you use your debit card abroad
- mobile phone insurance.
£11.50 monthly fee.
Platinum
All the benefits of Classic, plus
- Worldwide Family Travel Insurance up to age 80
- AA Breakdown Family Cover with Roadside Assistance, At Home and National Recovery
- no fees from us when you use your debit card abroad
- mobile phone insurance.
£22.50 monthly fee.
Benefits supplied by selected third-party providers. Limits, terms and exclusions apply.
Not the right account for you? You can compare all our accounts.
What's included in a Lloyds packaged account?
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Value table Platinum account benefits
Annual average value
Platinum account benefits
Worldwide travel insurance
Annual average value
£562
Platinum account benefits
Breakdown cover
Annual average value
£94
Platinum account benefits
Mobile phone insurance
Annual average value
£100
Platinum account benefits
Total
Annual average value
£756
The Platinum account offers total annual insurance benefits worth on average £756, all for £270 a year (£22.50 per month).
This could give you an average saving of £486 a year.
The average values, rounded to the nearest pound were worked out by Consumer Intelligence Ltd through detailed desktop research, using average quotes for similar insurance products found on popular price comparison websites. Correct as of July 2025.
Read the full report (PDF, 396KB)
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Value table Silver account benefits
Annual average value
Silver account benefits
European travel insurance
Annual average value
£161
Silver account benefits
Breakdown cover
Annual average value
£71
Silver account benefits
Mobile phone insurance
Annual average value
£100
Silver account benefits
Total
Annual average value
£332
The Silver account has total annual insurance benefits worth on average £332, all for £138 a year (£11.50 per month).
This could give you an average saving of £194 a year.
The average values, rounded to the nearest pound were worked out by Consumer Intelligence Ltd through detailed desktop research, using average quotes for similar insurance products found on popular price comparison websites. Correct as of July 2025.
Read the full report (PDF, 396KB)
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