Does Buildings Insurance cover boilers?
Buildings Insurance won't usually cover your boiler if it breaks down. Home Emergency Cover is the best way to keep your home toasty and warm.
Does Buildings Insurance cover burst pipes?
A burst pipe can lead to water damage. Most Home Insurance policies will cover you for damage to the building that happens due to burst pipes.
You will normally need to pay a higher excess for this type of claim. Buildings Insurance won't normally cover the plumbing costs to stop or repair the leak.
Does Buildings Insurance cover leaks?
If a leak is caused by wear and tear or poor maintenance, you may not be able to claim for it at all. Wear and tear is damage that happens naturally as something gets old.
You may be able to claim to make any repairs to damage caused by leaks. You will normally need to pay a higher excess for this type of claim. Building Insurance won't normally cover the plumbing costs to stop or repair the leak.
Does Buildings Insurance cover roof repairs?
Your policy will cover storm to your roof. If poor maintenance or general wear and tear caused the damage, you won’t be covered. Wear and tear is damage that happens naturally as something gets old
Does Building Insurance cover subsidence?
Yes. Most policies will cover damage caused by subsidence. You will normally need to pay a higher excess for this type of claim.
To find out more, review our policy documents.