What is buildings insurance?
Find out how to protect the structure of your home against damage.
Buildings insurance covers you if something happens to your home. For example, if a fire, flood or storm damages the building it will cover the cost of the repairs.
It will cover the cost to rebuild, repair or replace things like your roof, walls, windows, doors or fitted bathrooms and kitchens. Check your buildings insurance policy to know what is and isn't included.
Buildings insurance doesn't cover the things inside your home, like TVs, cash or furniture. For that, you'll need contents insurance.
You can purchase buildings insurance by itself, or combine it with contents insurance.
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Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).