We're here to help you manage your credit card. We've put some helpful guides together where you'll find helpful advise on what to do if you have any concerns about your credit card.
Managed properly, a credit card can be a safe and convenient way to pay for things – from a weekly shop to a summer holiday.
In this video, Zoe from Lloyds Bank explains what credit cards are and how they can be useful. Find out more in the rest of our guide to using and choosing credit cards.
Our handy guide will take you through the basics of what credit cards are, the types of credit cards we offer and what to consider before you make a credit card application.
We've put together a helpful guide about applying for a credit card and what you will need to consider before you make an application.
Interest rates and credit card balance transfers explained, and how to avoid paying more than you have to.
Understand what your credit card statements mean and options you have to pay your credit card.
Read our helpful hints and tips on how to shop online with confidence using your credit card.
There are a number of reason why you might want to dispute a credit card payment. If there's an unrecognised transaction on your credit card statement or you see an unauthorised payment, we’re here to help.
If you're starting to worry about making payments to your credit card we have a wealth of information that could help you.
When you apply for a credit card, the card issuer will ask a credit reference agency for your credit file to check that you can afford to pay back what you borrow on the card. This is called a credit check.
If you’ve previously had problems paying back debt – for example if you have missed mortgage payments or defaulted on a loan – this might appear on your credit file and lead to your application being refused.
If you are unsure, you can use our handy eligibility checker to see if you will be accepted for a credit card before you apply. Your credit rating will not be affected and there’s no obligation to apply for a card afterwards.
If you're a new or existing credit card customer, you can get started and manage your credit cards here.
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Visit the Lending Standards Board website
Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.
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